Active or former service members looking to utilize their VA benefits can qualify for loan
products with no money down at the lowest rates available.
Allows first-time homebuyers or those who are still saving for their dream home, the chance to qualify for more home with less money down. FHA loans are partially insured by the government, which reduces a lender’s risk and makes qualifying for the loan simpler. It has more relaxed guidelines when it comes to debt and credit scores.
Your traditional loan option, simplified and quick. Options with as little as 3-5% down. Conventional loans are not insured by the FHA or VA. Generally, these are a good option if you have a higher credit score and stable employment history. Interest rates for conventional loans are usually some of the lowest.
Programs are designed For first time homebuyers with limited funds. Programs Offers assistance with down payment and or closing costs to help buyers achieve their dream of homeownership.
For borrowers who can not support their income with traditional tax returns or paystubs, in lieu, the borrower’s income is calculated by either: averaging deposits shown on the bank statements (12 months), a signed PNL by a tax preparer, or a signed written verification of employment from the employer.
When large lenders and banks won’t take the time to work with you, we do have options
allowing you to secure the financing you need.
A smart option for experience real estate investors with complex finances. A DSCR (debt service coverage ratio) loan offers investment property financing with flexible guidelines and attractive non-qualified mortgage features such as interest only options and 40 year loans. This loan is ideal for borrowers who are looking to purchase investment properties. Income to qualify is based on cash flows from property owned. No tax returns or income documents required.
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